Happy St. Patrick’s Day
St Patrick's Day is the day we all turn a bit Irish. 13 million pints of Guinness are consumed worldwide on St. Patrick's Day. Green is now the traditional color of St. Patrick's Day.
House Prices Start 2026 Soft, Report Says
National HPI fell ↓0.2% MoM, and rose ↑0.4% yearly from January 2025-January 2026. Annual appreciation stayed under 1% for the sixth straight month, signaling subdued price growth. 23 of the top 30 markets had yearly declines; falling prices became more common than the prior month. Experts believe stability helps buyers; soft growth plus faster-rising household […]
Mortgage rates fall to multiyear lows in time for spring housing market
Mortgage rates have dropped to multiyear lows around 5.98-5.99%, benefiting first-time homebuyers and the spring housing market. Improved mortgage spreads have been key, preventing rates from staying above 7% despite low 10-year yields. The 10-year yield remains under 4%, supporting lower rates. Inventory is up, prices are stable, and mortgage spreads are near normal, creating […]
How to get a mortgage when you’re self-employed
Self-employed individuals can qualify for a home loan, but they may face additional challenges in proving income stability. To improve approval chances, consider non-conforming loans, make larger down payments, raise credit scores, and lower debts. Lenders require documentation like tax returns and business licenses. It's essential to shop around for lenders familiar with self-employment. Non-qualified […]
Sustainable Construction to Push U.S. Green Building Materials Market Past USD 154 Billion by 2033
The U.S. green building materials market is projected to exceed USD 154 billion by 2033, driven by sustainable construction practices, environmental concerns, and regulatory pressures. Demand for eco-friendly products like recycled steel, sustainable concrete, and low-VOC paints is rising, supported by government incentives and stricter codes. Growth is fueled by technological advances and increased adoption […]
Are Mortgage Rates Finally Turning a Corner in 2026?
Rates are projected to remain in the low-6% range throughout 2026, offering slightly better affordability than previous years. Further gradual easing is possible if inflation cools and economic momentum softens, though sharp rate drops remain unlikely. Stable borrowing costs may encourage cautious buyer re-entry, supporting moderate growth in purchase and refinance activity. Sustainable housing recovery […]
Is Build-to-Rent the Future?
U.S. housing faces affordability challenges, limited supply, fluctuating interest rates, and evolving investor regulations in 2026. President Trump’s 2026 Executive Order restricts large institutional investment in scattered-site single-family rentals (SFR). Build-to-Rent (BTR) offers investors a scalable alternative while increasing overall housing supply in 2026. BTR investment strategies include partnering with builders, acquiring completed communities, and […]
House-buying power surge lifts hopes for spring 2026 market
Spring 2026 marks the first season in three years where typical buyers have more budget room than sellers' asking prices, with national house-buying power at $417,000 surpassing the $396,000 median list price. This shift follows easing mortgage rates below 6% and income growth outpacing price gains. However, a true market rebound depends on increased supply […]
Will u.s. Housing Construction Recover in 2026?
U.S. housing affordability challenges continue, keeping many buyers on the sidelines at the start of 2026. Builders remain cautious, with confidence in single-family home construction modest but improving this spring. New construction permits indicate potential housing starts may rise as consumer confidence gradually returns. Supply-side challenges persist, including limited labor, high land costs, and local […]
Millions stay put on sub-4% mortgages while 2026 home prices keep climbing
Four years of rising mortgage rates have reshaped the U.S. housing market, leading to higher borrowing costs, uneven supply, and persistently elevated prices that strain affordability. Despite a 142% increase in active inventory, prices rose 8.1%, driven by a lock-in effect where many homeowners hold low-rate mortgages and hesitate to sell. Regional supply growth varies, […]